During the Interlude

"Your life matters. You are not here by accident. You are on the right planet. You are not here for the kids, the career, the mortgage. You are here to make the journey of your life, via the kids, the career, the mortgage. The journey matters more than the destination."

"We do not receive wisdom, we must discover it for ourselves, after a journey through the wilderness which no one else can make for us, which no one can spare us, for our wisdom is the point of view from which we come at last to regard the world."

A couple of nice daily thoughts coming your way during the interlude awaiting the final day of settlement next week.

Cheers

T

Testing Picasa

This is a quick test to see if using Picasa can increase the size of my photos. T

IT WORKS!!! (Click on picture to enlarge)

Who's on first...

I remembered this extremely funny skit performed by Abbott and Costello after something happened at a local supermarket. The supervisor was asking a checkout chick who was on second ... I just blurted out "No, who's on first" She looked at me and smiled. The rest of the day was spent trying to remember the names on the other bases. It ended up with me being that obsessed that I googled it. I not only found the exact words but one of their actual skits on You Tube.

the skit:

http://www.youtube.com/watch?v=IEaKjRyPjVY

the exact words:

http://www.baseball-almanac.com/humor4.shtml

Enjoy!
T

Finance Finally Approved!

Good news!! Yippee!!!!

Finance has been approved. Now the next obstacles are the inspections reports. They will need to be finalised by this coming Tuesday. After that it will just be signing a whole of heap of papers and handing over monies - I think. Now I feel I can proceed with packing. The kids are now on two weeks school holidays so they can help pack during the day.

Cheers

T

Hopefully Today????

Still waiting on finance approval! Any hour now it should be finalised is what we keep being told. We asked our solicitors to ask/notify the sellers that we would need an extension, which apparently needs only a verbal approval, until NEXT Monday but we still haven't heard back from them. Apparently their solicitors can't get hold of them. Anyway it is raining dismally which is exactly how we feel. There is a public holiday here tomorrow so nothing will be able to be done until next Monday if things don't get sorted out today. It has been raining since Sunday so any boxes I was thinking of grabbing are totally drenched. Maybe I am meant to wait until next week as this rain looks like it will be here for a while. Starting to get paperwork to sign from our solicitors now. To sign or not to sign now is the question!

We wait, we wait, we wait.....

Cheers

T

To Pack or Not to Pack?

That is the question foremost on my mind at the moment.

The valuation is finally to take place sometime on Monday but apparently they need 24 hours so we might have to extend the date of finance approval (which is meant to be Tuesday). Unknown factor is by how much and does that mean that we have to extend the end date also!?!

Anyway still holding our breaths - might end up being a world record!

So to pack or not to pack?
I have some boxes but nowhere near enough. Will need to collect boxes from shopping centre. At $8 for a standard packing box, I will have to find alternative boxes. The dreaded "What If?" rears its ugly head. Logic dictates that I should wait until finance has become unconditional but it also dictates that this is the weekend and I should begin now. Colder weather has finally set in so that isn't helping either! One child has a cold, the other is at a friend's house, hubby is asleep on the couch that leaves only me to pack! You may ask why not just use the removalists to do the packing - two reasons: 1. don't trust them after the first and last time - no way am I doing that again, and 2. need to save as much money as possible.

The good news is that it has been confirmed that the buyers of this house are buying it as an investment so we have time up our sleeves from that perspective.

The photo depicts how I feel. The sun is setting, seems so slowly, but night will surely come and be here soon so hopefully, will our house.

Cheers
T

Friends, Romans, Countrymen.....

lend me your ears...

The contract details and signing have been the least of my worries over this last week. It was actually painless in the end. The things to follow were not so. The preapproval that we had ended up being worthless because the mortgage loan insurers only lent 10% deposit loans for this town. So we had to start searching AGAIN for another one - in a hurry this time. Luckily my husband had been trying to get a second preapproval (the solicitor had said that was a good idea - how right he was!!!) so at least contacts had been made. We filled in a whole heap of paperwork yet again and then had to wait until yesterday afternoon.
Yesterday afternoon came and we received an email basically saying that we were approved a conditional loan - that means we are now at the same point as we were a week ago - at the preapproval stage. We still need to fill in MORE paperwork and await the valuer's inspection. My husband is handling it all. I really couldn't do all this at this point in time what with my new job - so much to straighten out to get the whole system working at an efficient functional level. It is doable but it will take time. In the meantime I have to put up with the maze. By the time I am finished it will be a 4 lane highway straight from A to B.

One further note...
There has been a death in the family in this last week too. My husband's grandfather passed away. I am now on the verge - if anything else happens I will lose the plot. It takes all my might not to cry at work. My husband was very close to his grandfather so our emotions are all over the place at the moment.
We should be happy that we are finally buying our own home but I am still extremely cautious and am not allowing myself to be happy yet. I am not naive anymore. A step at a time. So far so good. Until I get the house keys in my hand I don't trust anyone telling me that all will be okay.

We have one more week to get all the finance in order. Apparently we can ask for an extension if we need it. Here's hoping we don't. Someone has put in an offer for the house we are in as their finance valuation was done yesterday. I don't want to think about what will happen if they settle before we do. Maybe we could pay them rent for a couple of weeks until we move out. I need to speak to our rental property manager to find out exactly what is going on with this house.

Anway that is it for now. Will keep in touch.

Cheers,
T

HOLDING OUR BREATH

Over the weekend we found a house we wanted to put in an offer for. After some negotiations both parties agreed on a price. Now we wait with abaited breath for the contract to be written up today, the solicitor to check it over before we sign hopefully by this evening.
I am panicking and excited at the same time. I know I have to wait until finance has been approved and all the inspections have been carried out but all going well we should be the proud owners of our own house on 3 or 4 July 2007.

More info later...

Cheers

T