Friends, Romans, Countrymen.....

lend me your ears...

The contract details and signing have been the least of my worries over this last week. It was actually painless in the end. The things to follow were not so. The preapproval that we had ended up being worthless because the mortgage loan insurers only lent 10% deposit loans for this town. So we had to start searching AGAIN for another one - in a hurry this time. Luckily my husband had been trying to get a second preapproval (the solicitor had said that was a good idea - how right he was!!!) so at least contacts had been made. We filled in a whole heap of paperwork yet again and then had to wait until yesterday afternoon.
Yesterday afternoon came and we received an email basically saying that we were approved a conditional loan - that means we are now at the same point as we were a week ago - at the preapproval stage. We still need to fill in MORE paperwork and await the valuer's inspection. My husband is handling it all. I really couldn't do all this at this point in time what with my new job - so much to straighten out to get the whole system working at an efficient functional level. It is doable but it will take time. In the meantime I have to put up with the maze. By the time I am finished it will be a 4 lane highway straight from A to B.

One further note...
There has been a death in the family in this last week too. My husband's grandfather passed away. I am now on the verge - if anything else happens I will lose the plot. It takes all my might not to cry at work. My husband was very close to his grandfather so our emotions are all over the place at the moment.
We should be happy that we are finally buying our own home but I am still extremely cautious and am not allowing myself to be happy yet. I am not naive anymore. A step at a time. So far so good. Until I get the house keys in my hand I don't trust anyone telling me that all will be okay.

We have one more week to get all the finance in order. Apparently we can ask for an extension if we need it. Here's hoping we don't. Someone has put in an offer for the house we are in as their finance valuation was done yesterday. I don't want to think about what will happen if they settle before we do. Maybe we could pay them rent for a couple of weeks until we move out. I need to speak to our rental property manager to find out exactly what is going on with this house.

Anway that is it for now. Will keep in touch.

Cheers,
T